Nigeria’s adoption of artificial intelligence is racing ahead, but the societal guardrails are struggling to keep pace. While AI itself is a neutral tool, its misuse is acting as a powerful accelerant for deep-seated national problems: economic desperation that fuels a hunger for "sure returns," long-standing tactics of financial fraud, and a chronically polarized information environment. The result is not a new crisis, but a dangerous amplification of old ones, threatening to erode the trust that holds the digital economy and society together. From Pre-existing Problems to AI-Amplified Threats For decades, Nigeria has grappled with "419" scams, get-rich-quick schemes, and politically motivated disinformation. What's changing is the fidelity and scale at which these threats can now be deployed. Generative AI tools—capable of creating convincing text, images, voice, and video—are lowering the barrier to entry for criminals and bad actors. The core challenge f...